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Displaying blog entries 81-89 of 89

The dangers of mixing Banking and Commerce!

by TEAM Lee Moore



Protect long-standing national policy
The U.S. economy depends on a strong real estate market and a healthy banking industry. Therefore, REALTORS® are concerned about market disruptions, especially those that would affect both banking and real estate.

Real estate is a commercial enterprise
Banking is financial in nature. Real estate is commercial. Throughout the years Congress has defended its Depression-era policy that the two should not be mixed.

Most recently, in the Gramm-Leach-Bliley Act, Congress explicitly declared what functions were financial in nature and therefore permissible for banks. Real estate was not one of them. While debating this legislation, Congress repeatedly voted to uphold our national policy against mixing banking and commerce.


Banks are trying to change the definition of real estate
Despite Congressional policy, regulators are slowly blurring the line separating banking and commerce:
  • Banks in Real Estate: The Federal Reserve Board and the U.S. Treasury Department have published a proposed regulation that would effectively redefine real estate as a financial activity-which it is not. Doing so would make it a permissible activity for banks.
  • Bank Rulings by the Office of the Comptroller of the Currency (OCC): The OCC expanded the authority of national banks to engage in real estate development and ownership, despite national policy against mixing banking and commerce.
  • Ownership of Industrial Loan Companies (ILCs) by Commercial Firms: By exploiting a loophole, commercial firms like Home Depot seek to own federally insured banks. NAR urges Congress to close this loophole.

Why should REALTORS® care?
Banks should be impartial providers of credit, not powerful, concentrated conglomerates that grow bigger to the detriment of small businesses and consumers. The success of real estate agents is determined by how well he or she meets consumers' needs.

Putting real estate into the hands of banks would leave consumers with fewer choices and agents who may be pressured to put the interests of parent companies and shareholders above those of the home buyer or seller.


 


Copyright NATIONAL ASSOCIATION OF REALTORS®

TRILOGY "VIRTUAL TOUR" OF THE BEAUTIFUL 'KIVA CLUB"

by TEAM Lee Moore

HELLO1

CHECK OUT THIS BEAUTIFUL "VIRTUAL TOUR" OF OUR FANTASTIC "KIVA CLUB" IN TRILOGY. IN THE EVENT YOU WOULD LIKE AN ENTIRE PACKAGE ABOUT THE PROPERTIES AVAILABLE FOR SALE "NEW BUILT OR RESALE HOMES" PLEASE LET ME KNOW BY CALLING OR EMAIL. I'LL MAKE SURE YOU GET A COMPLIMENTARY PACKAGE ABOUT THIS GORGEOUS 55 YEAR + GATED ADULT COMMUNITY, WITH PRICES STARTING AS LOW AS $235,000. THIS IS ONE OF THE BEST KEPT SECRETS IN ARIZONA. AGAIN, TO CONTACT ME PERSONALLY, JUST.................(CLICK) YES, SEND ME MORE!

TO VIEW A VIRTUAL TOUR OF THIS BEAUTIFUL CLUBHOUSE AT TRILOGY, CLICK..... "THE KIVA CLUB"

THANK YOU, LEE MOORE SR.,

TEAM LEE MOORE

Top 5 Markets Where Home Prices are Rising!

by TEAM Lee Moore

Daily Real Estate News  |  October 31, 2007

Top 5 Markets Where Home Prices are Rising


Home prices have risen in five major markets, while continuing to fall in the rest of the country, according to the S&P/Case-Shiller home price index for August, released Tuesday.

The largest price declines are in rust belt cities, although Tampa came out as the big loser as speculators abandoned properties.

“The fall in home prices is showing no real signs of a slowdown or turnaround," says Robert J. Shiller, co-creator of the index and chief economist for MacroMarkets LLC.

The Case-Shiller indexes track multiple sales of the same homes in an attempt to screen out price differences caused by shifts in the size and type of houses being sold. Some housing economists consider these indexes the best gauge of national and metro real-estate values.

Here are the changes in the August price level from a year earlier for single-family homes.

5 Cities Where Prices Rose

  1. Seattle: 5.7
  2. Charlotte: 5.6
  3. Portland: 2.8
  4. Atlanta: 0.8
  5. Dallas: 0.5

15 Cities Where Prices Fell
  1. Tampa: -10.1
  2. Detroit: -9.3
  3. San Diego: -8.3
  4. Phoenix: -8.0
  5. Miami: -7.8
  6. Las Vegas: -7.6
  7. Washington, D.C.: -7.2
  8. Los Angeles: -5.7
  9. San Francisco: -4.2
  10. Cleveland: -4.1
  11. Minneapolis: -4.0
  12. New York: -3.8
  13. Boston: -3.6
  14. Chicago: -1.3
  15. Denver: -0.4


Source: The Wall Street Journal, Rex Nutting, and S&P Case-Shiller Index (10/31/07)

You know how to reach either of us in case you need real estate assistance. EEZZ to contact, just CLICK HERE!  Thank you, Lee Moore Sr., TEAM Lee Moore



10 BEST RURAL COUNTIES TO LIVE IN THE USA!

by TEAM Lee Moore

 Photo taken Quad riding in Beautiful Utah!

Daily Real Estate News  |  October 15, 2007Top 10 Best Rural Counties to Live


Where's the best rural place to live?


Progressive Farmer magazine, in partnership with the real estate research firm OnBoard, has compiled a top-10 list of desirable rural counties. The list takes into account several criteria, including home and land prices, crime rates, air quality, education, access to health care, and average household income.

Before making these picks, the magazine's editors traveled to the top contenders and interviewed the residents and get the lay of the land. Here are their
final selections:

  • Barren County, Ky.
  • Warren County, Pa.
  • Randolph County, Ill.
  • Gillespie County, Texas
  • Union County, S.D.
  • St. Lawrence County, N.Y.
  • Sac County, Iowa
  • Garfield County, Okla.
  • Amador County, Calif.
  • Polk County, N.C.

Source: Progressive Farmer (October 2007)

REFINANCE may help! We are here for any of your Real Estate needs!

by TEAM Lee Moore
 

Dear Friends and Neighbors,

In November of 2007, I will be celebrating my 31st year in the real estate business, all in the "valley of the sun" . Over the years, I have enjoyed assisting other people with their real estate needs. As a resident of TRILOGY since 2004, In addition to my community, I have many friends and Client's residing in the entire NW valley. 

Most likely you are aware of the fact that there is a serious shortage of pending sales according to our local Multiple Listing Service (aka MLS) and many people are going to refinance their mortgages in the upcoming months. On September 18, the Fed's cut two major indices by a half a point. Given current market conditions, most economic experts agree there are even more rate cuts on the way.......................Now is an excellent time to refinance!

If your interested in such a finance program for your home, give our LENDER of CHOICE, Michael Bullock an opportunity to help. We have been working with Michael over 15 years. He is highly recommended, has great low interest rates available, and make sure you mention we sent you!................  Just CLICK HERE, for "The AZ Mortgage Man"

 On the other hand, are you considering Buying-Selling your home or Relocating? In the event you or anyone you know are in need of real estate assistance, we're always here to help, just CLICK HERE, give us the contact information, we'll roll out the "red carpet" and take it from there!

Thank you, Lee Moore Sr.

SHORT SALES-WE CAN HELP!

by TEAM Lee Moore
 FRIENDS AND NEIGHBORS!

MOVING FAMILIES AND FUTURES . . . . . . TODAY!!

Dear Friends and Neighbors,

As a resident of NW Phoenix since 1959, I feel very close to my good customers and neighbors residing in the valley, and throughout my career, I have been very instrumental in helping families that may be facing the possibility of loosing their homes due to foreclosure.

I am writing this message to let you there is help available. We have compiled a TEAM of professional people who specialize in SHORT SALES.

SHORT SALES are complicated transactions and care should be exercised in conducting a sale of your property. If you are presently behind on your monthly mortgage payments, or feel threatened as to your financial situation regarding your home, we have some options and resources available to you as a homeowner. We can point out and help you understand the process and concerns of SHORT SALES and Lender "work out" programs. To make sure we have met our "standard of care" we always recommend our new Client's the benefits of speaking to an Attorney and CPA about your personal situation so you are fully informed.

Keep in mind, we are simply trying to assist homeowners so that they will not loose their homes due to these unfortunate times in the real estate market and real financial crisis many people are experiencing. All correspondence is confidential and your privacy will certainly be respected. If you would like to learn more, or discuss this program, we invite you to contact us so we can set up a confidential meeting..................     Just CLICK HERE!

Thank you, Lee Moore Sr.

Gorgeous BLACKSTONE at VISTANCIA!

by TEAM Lee Moore

 

 

Beautiful BLACKSTONE at VISTANCIA. WOW! You must see this great community now in the blooming stages. This beautiful gated community with extraordinary mountain views, will eventually have over 500 homes, with over 350 luxury homes and 150 custom home sites. The new clubhouse just opened in January of this year with over 30,000 sq.ft., with courtyard areas, 3 dining areas plus a wine room, and private areas for wind tasting and parties, over 3000 sq.ft. fitness center. In the event you would like to view one or more of these home-sites, or are interested in custom building a home, please give me a call or email and I'll be happy to meet with you anytime. I am proud to let you know, I am very familiar with the territory, as I am very active as a Realtor and a resident of TRILOGY at  VISTANCIA. Thank you, Lee Moore Sr.   602-320-3325

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The Story of the wild Pig!

by TEAM Lee Moore
STORY OF THE WILD PIG!

 

untitled.bmpCollared Peccary

(aka Javelina * Tayaussa * Musk Hog)

On Saturday morning, April 14, somehow a wild pig (aka Javelina) coming from the golf course fairway attempted to enter the backyard of the home of our fellow Trilogy residents, Dennis and Diane Robitaille, located at 28551 N. 123rd Lane. This big wild pig tried to enter the backyard by going through the "view fence", immediately became stuck and could not free itself. Who knows what the pig was after, or why it would try to go directly through the fence.  Now keep in mind this pig is the size of a German Shepard and the bars on the view fence are only 4 1/2 inches between. It seems impossible that an animal of this size could wedge itself into a space so narrow without serious injury. The homeowner immediately tried to call someone who could help free the pig, and finally got in touch with a wildlife rescue service known as Southwest Wildlife in Scottsdale (I'll tell you more about them later). A man named Dennis Calhoun answered the call, came to the residence then proceeded to try the rescue. He covered the pigs head with a towel, which calmed it down, used a pole/noose device and slipped it around the head of the pig, then coated his coerce hair with shampoo, which made the pig very slick.  After a lot of pulling and tugging, Calhoun finally was successful in freeing the pig.

 Now you would think the story is over............not yet. The pig would not leave, even though he was between two houses and could have easily walked out to the street and out to the desert. Mr. Calhoun tried in vain to coax the pig away, and even used a water hose, but the pig would not leave, so, since it was close to dark, he made a decision to leave the pig overnight hoping the pig would leave on its own.

 The next morning, the homeowner went to check on the pig to see if it had made its way to the desert, and low and behold the pig had gotten himself stuck again, trying to go north into the back yard, so the homeowner called Mr. Calhoun again for assistance. Mr. Calhoun brought his wife Patty to assist him in the second rescue, and this time they brought a portable cage. Using the same tools per the first rescue attempt, the Calhoun’s proceeded to rescue the animal. This pig was not in a happy mood, as he started grunting, clicking its teeth and violently thrashing its 3 inch incisors with a mouth full of large teeth, plus he was extremely irritated and very strong. The pig was bleeding at its feet evidently trying to get loose and out of the fence, plus it was exhausted and extremely stressed out. Finally they had the pig locked in a noose hold and literally manhandled the pig into the cage. It was obvious, both Mr. and Mrs. Calhoun were very experienced in the rescue of wild animals. The Calhoun's then took the pig to a Veterinarian for observation, and if it did not have to be euthanized, they would take it back to the wildlife center for rehab.

 Today, Tuesday 4/24, I am pleased to say we have a happy ending to this story.  I called Southwest Wildlife center and was informed by the staff the pig was in rehabilitation, commingling with other wild pigs at the compound. Once the center is convinced there are no more Traumas, and the pig is healthy, they will eventually return it to the wild.

 Isn't it wonderful, we have people that will go out of their way to help poor creatures in distress? For those neighbors who witnessed this 2 day event, I am sure they will agree the Southwest Wildlife center, and the Calhoun’s' should have a well deserved thank you, and pat on the back for a job well done. By the way, this is an all volunteer organization, and they welcome and appreciate all donations. Listed below is the contact information for this fine animal rescue center. In the event you would like to go through their complex in Scottsdale, just give them a call and set up an appointment for a tour. This would be a great place for children and adults to see a variety of rescued Arizona wildlife.

 Southwest Wildlife Rehabilitation and Educational Foundation

 PMB 115, 

8711 E. Pinnacle Peak Rd.Scottsdale
, Az. 85255

 Telephone: 480-471-9109 Website: www.swwildlife.org 

  E-mail: swref@extremezone.com

 In addition, for more information about Arizona desert animals of all species, visit this sitewww.desertusa.com.

 Keep a watch out for desert wildlife. In Trilogy, we are at the "edge of the desert" and no doubt we will have more incidents with wildlife in the future. We just have to learn to live with these creatures,” give them their space", and respect their presence. I hope you enjoyed this story. 

 (Please let me know what you think of this story and ad your comments, also in the event you or anyone you know are in need of real estate assistance, contact me CLICK HERE! Thank you, Lee Moore Sr.)

MOVING FAMILIES AND FUTURES. . . . .TODAY!

by TEAM Lee Moore

 

 

 "MOVING FAMILIES AND FUTURES. . . . .TODAY!  This has been our TEAM motto for over 32 years now and it never seems to get old, as families are constantly moving either out of town or across town as their lives change and their futures change accordingly. Our TEAM is very much a part of those constant changes. As an example, we may have helped Buyers purchase their first home, than later, as the family size increased, we sold that home and helped them with another purchase, or we may have sold a home to one ot the siblings. We have been there all along, and assisted with thousands of families selling and purchasing homes. We take pride and are honored that we were part of all those transactions, as we were also part of someone's future. . . . .and we still are. We have estimated that over 70% of our new business is directed from referrals of others we have done business with. It makes my heart proud that others go out of their way to seek us out in order to give us new referral business. My son Lee Jr. and I have over 44 years of combined real estate experience. We are here for the sole purpose of giving outstanding service to all our past customers and new clients. . . . .daily! Should you or anyone you know are in need of real estate assistance, just give us a call or email with the contact information, we'll roll out the "red carpet" and take it from there!. . . . contact us anytime!

                                        Lee Moore Sr. and Lee Moore Jr.

                                        RE/MAX Integrity Realtors

                              20241 N. 67th Avenue, sutie A-1

                              Glendale,   Arizona,  85383

                               Cell  602-320-3325,

                               Office   623-362-3000

                               Fax   623-362-3100

                              E-mail: LeeMooreSr@ReMax.net

                              LeeMooreJr@ReMax.net                              

Displaying blog entries 81-89 of 89

Contact Information

Photo of TEAM Lee Moore Real Estate
TEAM Lee Moore
RE/MAX Professionals
20241 N. 67th Ave. Ste. A-1
Glendale AZ 85308
Lee Sr. 602.320.3325, 800.536.3008
Lee Jr. 602.920.8000
Fax: 623.537.3043 or 3044

 

Thank you for visiting us!

TEAM Lee Moo…

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